What is 3DSv2.1?
Version 2.1 is the first version of version 2 available. Version 2.0 was mentioned previously but never was officially in production.
What benefits does 3DSv2.1 provide?
Version 2.1 has a large number of benefits compared to version 1.0:
- Uses more data that can result in more confident risk decisions, fewer step-ups and false declines
- Allows authentication on many devices, especially mobile (instead of browsers only)
- Supports biometrics for authentication challenges
- Provides liability protection for merchants