Visa's approach is to activate EMV 3DS by region. They activated it in the EU April 2019, Latin America and Canada August 2019, the Asia Pacific and the Central Europe-Middle East-Africa regions in April 2020, and finally, in the U.S. in August 2020.
Mastercard launched EMV 3DS in October 2018, and required the support of version 2.1 in April 2019. Mastercard has accommodated the PSD2 SCA requirements with version 2.1 extensions.
American Express and Discover
American Express and Discover both are live with EMV 3DS version 2.1.
Published on 13 January 2021