Sarah Fowle

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Activity overview

Latest activity by Sarah Fowle
  • Sarah Fowle created an article,

    Preferences - PSD2 SCA

    Specify if you wish to automatically apply a Low Value SCA exemption on qualifying transactions made on this Merchant account or an alternative exemption on all other transactions. For further info...

  • Sarah Fowle created an article,

    Merchant Category Codes (MCC)

    What is a Merchant Category Code? Merchant Category Codes (MCCs) are 4 digits long and used to identify the type of business in which a Merchant is engaged. Payment brands use MCCs to classify Merc...

  • Sarah Fowle created an article,

    Two Factor Authentication (2FA)

      What is 2FA? Two-Factor Authentication (2FA) works by adding an additional layer of security to your online accounts. It requires an additional log in credential – beyond just the username and pa...

  • Sarah Fowle created an article,

    PPRO - supported payment types

    The following payment types are supported using PPRO: alipay : Alipay ccauth : Credit/Debit card dumbdummy : Dummy giropay : Giropay ideal : iDEAL pugglepay : Pugglepay sepadirectdeb...

  • Sarah Fowle created an article,

    Integration Methods

    How can I integrate to the Gateway? You can either integrate using our Direct Integration or one of our Hosted methods, allowing for different levels of control and communication from the Merchants...

  • Sarah Fowle created an article,

    Click to Pay

    Please note this feature is currently only available with selected Acquirers - we will let you know once it has been activated on your account.   What is Click to Pay?Click to Pay replaces ...

  • Sarah Fowle created an article,

    3DS Continuation Requests

    On completion of the 3-D Secure authentication, the ACS will send the challenge results to thethreeDSRedirectURL provided in the initial request using an HTTP POST request. The contents ofthis POST...

  • Sarah Fowle created an article,

    Why does EMV 3DS really matter?

    The main reason that EMV 3DS is so important is because of false declines. False declines can happen when merchants and issuers are fearful of fraud losses. If there is a chance that a transaction ...

  • Sarah Fowle created an article,

    Do issuers have to upgrade to version 2.2 and do they need to be ready by a certain date?

    The card networks are addressing issuer adoption of version 2.2 slightly differently: Visa From 14 September 2020, Visa has required that all issuers in Europe must support EMV 3DS v2.1 and v2.2. M...

  • Sarah Fowle created an article,

    Why do VISA suggest their EMV 3DS version 2.2 is important?

    Visa's version of 3DSv2.2 was designed with European regulation in mind. Some of the main features are: 1. The ability to apply SCA exemptions, like Transaction Risk Analysis (TRA) using specific i...