Sarah Fowle
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Articles
Recent activity by Sarah Fowle-
Understanding the Basics
How does a Gateway work? A Payment Gateway it is the first step in the payment process the Cardholder will come to and is a facility that allows a Merchant to take a payment where the Cardholder is...
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Test Amounts
Overview When testing, the transaction amount can be used to trigger different authorisation and settlement outcomes as follows: Min. Amount Max. Amount Authorisation response Settlement outcome...
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Preferences - Security Checks Guidance
CV2, AVS and 3DS Security Checks This article is designed to provide guidance on configuring your Security Check Preferences within the Gateway. It will provide guidance on the different states, wh...
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Test Accounts
Overview Test accounts are accounts that simulate real world Merchant Accounts without accepting live cards. Cardstream automatically create a test account for any of our partners when setting them...
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HTTP Error Codes: 500-599
Overview When the Gateway is not contactable due to a communication error, or problem with the internet connection, you may receive an HTTP status code in the 500 to 599 range. In this situation yo...
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Transaction States
Overview The transactions page is where you can view all your recent transactions and determine the state of each transaction processed. This article lists each state and provides an explanation fo...
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Additional Users and User Access
Additional User Set-upsMerchants can request additional users for their Merchant Management System (MMS) account. There is no limit to the number of users that can be added. To request a new user, ...
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Acquirer Response Codes
Overview All response codes between 0 and 99 are either from the Acquiring or Issuing Bank. The Gateway uses a set of standard response codes to indicate the status of an authorisation request to...
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Test Cards
Test your integration with our test cardsPlease note, the Card Numbers (PANs) mentioned in this article are to be used with Card Not Present transactions and with Test Accounts only. Do not use the...
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What is Frictionless Authentication?
Frictionless authentication uses a risk-based approach to determine the risk attached to a transaction and, based on the risk level, whether the customer should be challenged with additional...