Sarah Fowle
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Recent activity by Sarah Fowle-
What is Frictionless Authentication?
Frictionless authentication uses a risk-based approach to determine the risk attached to a transaction and, based on the risk level, whether the customer should be challenged with additional...
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How to flag stored credentials?
What are stored credentials? To make sure merchants use their customers’ details responsibly, Visa and Mastercard haveintroduced a new framework for the storing of card details and new rules for an...
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3-D Secure v2 MMS Preferences
3-D Secure v2 settings are found under the 3DS Checks and PDS2 tabs of the Preferences section in the MMS. In addition to the previous 3DSv1 settings available, Merchants can now choose their 3DS p...
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Using 3-D Secure v2 with the Hosted Integration
If your Merchant Account is set up for 3-D Secure, the Hosted Payment Page will automatically attempt to display the 3-D Secure authentication page for the Customer’s bank. 3DSv2 allows Merchants t...
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EMV 3-D Secure Liability Shift
One of the biggest benefits of EMV 3-D Secure is the chargeback liability shift. It shifts the liability for chargebacks due to fraud from the Merchant to the cardholder’s bank. Card issuers who ...
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EMV® 3-D Secure 2.1 and 2.2
EMV 3-D Secure 2.2 brings enhanced functionality as the Strong Customer Authentication (SCA) protocol matures and consolidates its experience with over two years of deployment. 3-D Secure version 2...