Test Amounts

Overview

When testing, the transaction amount can be used to trigger different authorisation and settlement outcomes as follows:

Any other amount will return a responseCode of 66311 (Invalid Test Amount).

The settlement outcome only applies to transactions which reach settlement due to being successfully authorised and captured and not cancelled. The amount captured is used when determining the settlement outcome rather than the amount authorised.

The range 5000 to 9999 can be used to test manual authorisations. If the transaction does not contain an authorisationCode request field, then the Simulator will return a responseCode of 1 (CARD REFERRED). If it does, then it will return a responseCode of 0 (SUCCESS), with an amount between 50000 and 7499 being accepted at settlement and an amount of 7500 to 9999 being rejected.

The range 20000 to 29999 can be used to test SCA soft declines. If the transaction is eligible[1] to request SCA and 'threeDSRequired'=>'N' is passed in the request then the Simulator will return a responseCode of 65 (SCA REQUIRED). If not, then it will return a responseCode of 0 (SUCCESS) for the range 20000 to 24999 or 5 (DO NOT HONOR) for the range 25000 to 29999. Successful transactions will be approved at settlement.

Note: you cannot emulate SCA REQUIRED responses using the Virtual Terminal.

[1]  A cardholder-initiated E-Commerce sale or verify transaction that is enabled for 3-D Secure but is not already authenticated. SCA exemptions are not supported by the simulator and so cannot be used to request that SCA is not required.

Overriding the Simulator Amount Response

The amount can be changed, and the simulated response overridden if required. Use the Cardholder's Name as 'Test' and include the value amount you want the transaction to trigger for in brackets after the word Test. This will override the amount being submitted for the transaction.

For example, a transaction with Cardholder Name 'Test [20]' and an amount of ‘£10,000’ will trigger the Simulator to give a settlement outcome of ACCEPTED as the value, £20, is between the minimum and maximum values below: