Test your integration with our test cards

Please note, the Card Numbers (PANs) mentioned in this article are to be used with Card Not Present transactions and with Test Accounts only. Do not use these test cards on live Merchant accounts.

To test AVS and CV2 verification, the associated CVV and billing addresses are provided for each card. If a different value is used, then the Simulator will mark the responses as ‘not matched’.

The expiry date used for each test card should be December of the current year, in two-digit format (unless simulating 3DS authorisation states as described in the ‘3-D Secure version 2' section).

Credit and debit cards

We provide test card numbers for the following credit and debit cards:

Visa Credit
Visa Debit
Electron
Mastercard Credit
Mastercard Debit
UK Maestro
JCB
American Express
Diners Club

Our test cards are split into two groups to allow for the simulation of no Method Data being sent, as this payment flow is followed by some Access Control Servers (ACS). For those card numbers marked with an * , the Method Data is not sent, and 3-D Secure transactions will skip the 3DS method check.

Visa Credit

Card Number	CVV	Address
4929 4212 3460 0821	356	Flat 6 Primrose Rise 347 Lavender Road Northampton NN17 8YG
4543 0599 9999 9982*	110	76 Roseby Avenue Manchester M63X 7TH
4543 0599 9999 9990*	689	23 Rogerham Mansions 4578 Ermine Street Borehamwood WD54 8TH

Visa Debit

Card Number

CVV

Address

4539 7910 0173 0106

289

Unit 5

Pickwick Walk

120 Uxbridge Road

Hatch End

Middlesex

HA6 7HJ

4462 0000 0000 0003

672

Mews 57

Ladybird Drive

Denmark 65890

Electron

Card Number

CVV

Address

4917 4800 0000 0008

009

5-6 Ross Avenue

Birmingham

B67 8UJ

Mastercard Credit

Card Number	CVV	Address
5301 2500 7000 0191	419	25 The Larches Narborough Leicester LE10 2RT
5413 3390 0000 1000	304	Pear Tree Cottage The Green Milton Keynes MK11 7UY
5434 8499 9999 9951*	470	34a Rubbery Close Cloisters Run Rugby CV21 8JT
5434 84999 999 9993*	557	4-7 The Hay Market Grantham NG32 4HG

Mastercard Debit

Card Number

CVV

Address

5573 4712 3456 7898

159

Merevale Avenue

Leicester

LE10 2BU

UK Maestro

Maestro Cards are not supported via MOTO on the Gateway. Maestro Test Cards can only be used by Direct and Hosted Integration and cannot be used via the MMS Pay Button Integration.

Card Number

CVV

Address

6759 0150 5012 3445 002

309

The Parkway

5258 Larches Approach

Hull

North Humberside

HU10 5OP

6759 0168 0000 0120 097

701

The Manor

Wolvey Road

Middlesex

TW7 9FF

JCB

Card Number

CVV

Address

3540 5999 9999 1047

209

2 Middle Wallop

Merideth-in-the-Wolds

Lincolnshire

LN2 8HG

American Express

Card Number

CVV

Address

3742 4545 5400 001

4887

The Hunts Way

Southampton

SO18 1GW

Diners Club

Card Number	CVV Number	Address
3643 2685 2602 94	111	N/A

Diners Club do not support AVS. For testing purposes, use a separate MID with AVS turned off.

3-D Secure version 2

For 3-D Secure v2 all the standard test cards will show as enrolled, and the authentication status returned by the Directory Server (for frictionless flow simulation) can be selected using the value of the card expiry month as follows:

Card Expiry Month	Auth Status	Simulation (Frictionless)
01 - Jan	Y	Fully authenticated
02 - February	N	Not authenticated
03 - March	U	Unknown authentication status
04 - April	A	Attempted authentication
05 - May	D	Decoupled authentication
06 - June	R	Transaction rejected (do not attempt to send for authorisation)
07 – July	E	Unknown error performing 3-D Secure checks
08 - August	E	Error due to timeout communicating with the Directory Server
09 – September	E	Error due to corrupt response from the Directory Server.
10 – October	I	Information only
11 – November	U	Unknown authentication due to Cardholder not enrolled (error 13)
12 - December	C	Frictionless not possible, challenge Cardholder

If the month required has passed for the current year, the card will show as expired. Use the month required and the next year's date to receive the expected response.

An expiry month of 12 will simulate the non-frictionless flow, and the desired authentication status (threeDSAuthenticated) can be selected on the challenge dialog shown by the PIT Access Control Server.

Last updated 17 August 2023