Test your integration with our test cards
Please note, the Card Numbers (PANs) mentioned in this article are to be used with Card Not Present transactions and with Test Accounts only. Do not use these test cards on live Merchant accounts.
To test AVS and CV2 verification, the associated CVV and billing addresses are provided for each card. If a different value is used, then the Simulator will mark the responses as ‘not matched’.
The expiry date used for each test card should be December of the current year, in two-digit format (unless simulating 3DS authorisation states as described in the ‘3-D Secure version 2' section).
Credit and debit cards
We provide test card numbers for the following credit and debit cards:
Our test cards are split into two groups to allow for the simulation of no Method Data being sent, as this payment flow is followed by some Access Control Servers (ACS). For those card numbers marked with an * , the Method Data is not sent, and 3-D Secure transactions will skip the 3DS method check.
Visa Credit
| Card Number | CVV | Address |
| 4929 4212 3460 0821 | 356 |
Flat 6 Primrose Rise 347 Lavender Road Northampton NN17 8YG |
| 4543 0599 9999 9982* | 110 |
76 Roseby Avenue Manchester M63X 7TH |
| 4543 0599 9999 9990* | 689 |
23 Rogerham Mansions 4578 Ermine Street Borehamwood WD54 8TH |
Visa Debit
| Card Number | CVV | Address |
| 4539 7910 0173 0106 | 289 |
Unit 5 Pickwick Walk 120 Uxbridge Road Hatch End Middlesex HA6 7HJ |
| 4462 0000 0000 0003 | 672 |
Mews 57 Ladybird Drive Denmark 65890 |
Electron
| Card Number | CVV | Address |
| 4917 4800 0000 0008 | 009 |
5-6 Ross Avenue Birmingham B67 8UJ |
Mastercard Credit
| Card Number | CVV | Address |
| 5301 2500 7000 0191 | 419 |
25 The Larches Narborough Leicester LE10 2RT |
| 5413 3390 0000 1000 | 304 |
Pear Tree Cottage The Green Milton Keynes MK11 7UY |
| 5434 8499 9999 9951* | 470 |
34a Rubbery Close Cloisters Run Rugby CV21 8JT |
| 5434 84999 999 9993* | 557 |
4-7 The Hay Market Grantham NG32 4HG |
Mastercard Debit
| Card Number | CVV | Address |
| 5573 4712 3456 7898 | 159 |
Merevale Avenue Leicester LE10 2BU |
JCB
| Card Number | CVV | Address |
| 3540 5999 9999 1047 | 209 |
2 Middle Wallop Merideth-in-the-Wolds Lincolnshire LN2 8HG |
American Express
| Card Number | CVV | Address |
| 3742 4545 5400 001 | 4887 |
The Hunts Way Southampton SO18 1GW |
Diners Club
| Card Number | CVV Number | Address |
| 3643 2685 2602 94 | 111 | N/A |
Diners Club do not support AVS. For testing purposes, use a separate MID with AVS turned off.
3-D Secure version 2
For 3-D Secure v2 all the standard test cards will show as enrolled, and the authentication status returned by the Directory Server (for frictionless flow simulation) can be selected using the value of the card expiry month as follows:
| Card Expiry Month | Auth Status | Simulation (Frictionless) |
| 01 - Jan | Y | Fully authenticated |
| 02 - February | N | Not authenticated |
| 03 - March | U | Unknown authentication status |
| 04 - April | A | Attempted authentication |
| 05 - May | D | Decoupled authentication |
| 06 - June | R | Transaction rejected (do not attempt to send for authorisation) |
| 07 – July | E | Unknown error performing 3-D Secure checks |
| 08 - August | E | Error due to timeout communicating with the Directory Server |
| 09 – September | E | Error due to corrupt response from the Directory Server. |
| 10 – October | I | Information only |
| 11 – November | U | Unknown authentication due to Cardholder not enrolled (error 13) |
| 12 - December | C | Frictionless not possible, challenge Cardholder |
If the month required has passed for the current year, the card will show as expired. Use the month required and the next year's date to receive the expected response.
An expiry month of 12 will simulate the non-frictionless flow, and the desired authentication status (threeDSAuthenticated) can be selected on the challenge dialog shown by the PIT Access Control Server.
Last updated 17 August 2023
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